How Much Will Disability SSDI Benefits Increase in 2025-2026?

Social Security Disability Insurance (SSDI) benefits are adjusted annually to keep up with inflation. For 2025-2026, recipients can expect a modest but critical increase due to the Cost-of-Living Adjustment (COLA). What matters is:

• Projected 2025 COLA rates (based on CPI-W data).
• Estimated monthly payment increases.
• How to calculate your new benefit amount.

2025 COLA Projections
The Social Security Administration (SSA) announces the official COLA each October, but early estimates suggest a 2.7–3.2% increase for 2025. Here's what that means:

• Average SSDI Payment: $1,500/month\to \ast \ast$1,540–$1,548/month** in 2025.
• Maximum Benefit: $3,627/month\to \ast \ast$3,725/month**.

Factors Affecting Your Increase

• Primary Insurance Amount (PIA): Your base benefit before adjustments.
• Medicare Part B Premiums: Rising premiums may offset COLA gains.

While COLA helps combat inflation, it's essential to budget wisely. Stay updated via the SSA's official announcement in October 2024.