If you'll be counting on Social Security Disability to provide you with income when you have an illness or injury that stops you from working, you want to ensure that you apply for the correct disability benefits program to maximize the money you have coming in. A Los Angeles disability benefits attorney can help you with the process of applying for Supplemental Security Income or Social Security Disability Insurance and will advise you on maximizing the amount of benefits you can receive.
How Much Will Social Security Disability Benefits Be?
Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) calculate benefits differently. SSI is a means-tested program for people with limited incomes and there's no work history requirement. Your benefits are determined based on a flat rate amount of benefits, minus any reduction in benefits due to earning income.
For 2018, the maximum benefit you will receive from SSI is $750 per month. If you and your spouse are both receiving SSI benefits, the maximum benefit for a couple is $1,125.
Social Security Disability Insurance (SSDI) is different. SSDI is based on your work history, so if you earned substantial wages and paid a lot of Social Security taxes, your benefits will be higher -- and in some cases, much higher than SSI benefits. However, if you haven't earned enough work credits, you will not qualify for SSDI.
A Los Angeles disability benefits lawyer can help you to determine if you can get SSDI on your own record or the record of a family member. Contact an attorney for help today.